Gaston, Cleveland, Lincoln & Catawba Counties, NC

Sell Your House As-Is in North Carolina, Repairs or No Repairs

Written cash offer within 24 hours. No repairs, no commission, no closing costs, and no obligation.

The roof is at the end of its life and insurance has already been out.
There is foundation movement, and every buyer's inspector will find it.
There was a fire or a burst pipe and the repairs stalled.
There is mold, and the estimate to remediate is more than you can fund.

Call (704) 481-6298 or text (844) 482-9105. Calls Monday to Saturday, 8am to 8pm ET. Texts answered any time.

Get your cash offer

Start with the address. We'll take it from there.

Street address

City

ZIP

Phone

A phone number gets you the offer by text the fastest. Email works too.

Alec Clausen holds a North Carolina real estate broker license, held since 2020. Monthaven Home Buyers buys for its own account and is not acting as your agent, so nobody here owes you the duties an agent would. We say it up front because you are entitled to know who is on the other side of the table.

No fees. No obligation. We'll never sell your information.
Prefer to talk? Call (704) 481-6298 or text (844) 482-9105.

Can I sell my house as is? Yes. Selling as-is means you make no repairs and give no repair credits, and it is a statement about the terms of the sale rather than about how bad the house is. You can list as-is with an agent, and if your house is sound and financeable that usually nets you more. Where a cash sale becomes the realistic route is when the condition itself blocks a loan, because most conventional and FHA lenders will not lend against major structural, roof, electrical or water damage. We buy as-is either way, we walk it before we price it, and we do not come back afterward asking for a repair credit.

How we handle this

Send photos, or do not
Whatever is easiest. We are going to walk it either way and we are not going to be surprised.
One walkthrough, no inspector, no contractor parade
You will not have half a dozen people tramping through giving estimates.
Written offer within 24 hours, as-is
The condition is priced in. There is no repair addendum coming after the fact.
We don't re-trade you on condition
The number we put in writing is the number at closing. There is no repair addendum and no inspection deduction coming after the fact. This is the most common complaint about cash buyers and we do not do it.

The one thing we won't do to you

We don't re-trade you on condition

We only make an offer after we've walked the property with you. Once you sign, the price does not change because of what we find in the house. No repair renegotiation, no inspection deduction, no "our contractor came back with a bigger number." Being moved off the number a week before closing is the most common complaint people have about cash buyers, and it is the one thing we will not do to you.

What this costs you compared to listing

What each route actually costs you. Figures are typical for North Carolina; your situation may differ.
	Selling to Monthaven	Listing with an agent
Commission	None	Typically 5–6% of the sale price
Do you sign before you see a number?	No, you see our offer first, with no agreement	Yes, a listing agreement comes first
Seller closing costs	We pay them	You pay them
Repairs before sale	None, we buy as-is	Usually required to show and to pass inspection
Price changes after inspection	None, we don't re-trade on condition	Commonly renegotiated after the buyer's inspection
Who actually buys the house?	We do, with our own funds	A retail buyer, usually with a mortgage
Cleanout	Included, leave what you want	Your cost
Showings	One walkthrough	Ongoing, on the buyer's schedule
Financing falls through?	Can't, there is no loan	A real risk right up to closing day
Time to close	7–21 days, your date	Often 60–90 days from listing to funding
Sale price	Below full retail, that's the trade	Full retail, if it appraises and closes

We're not going to pretend a cash offer beats a retail sale on price. It doesn't. It beats it on certainty, speed, and everything you don't have to do. If your house shows well and you have three months, list it, and we'll tell you that on the call.

Questions people ask us about this

Will a buyer still get an inspection if I sell as-is?

Often yes, and the distinction confuses people. As-is does not mean nobody looks at the house. A financed buyer's lender will still send an appraiser, and most buyers will still inspect. What as-is is supposed to mean is that you will not fix what they find. In practice on a retail sale that promise gets tested the moment the report comes back, which is where deals fall apart. With us there is no inspection contingency at all: we walk the property before we price it, and the number in the written offer is the number at closing unless something changes that is not about condition.

My house is not falling down, I just do not want to fix anything. Is as-is still for me?

Yes, and this is most of the people who ask. As-is is about terms, not damage. It means you will not be repainting, replacing the carpet, fixing what an inspector finds, or negotiating a credit afterward. Here is the honest part though: if your house is sound and could pass a lender's inspection, listing it as-is with an agent will usually net you more than we can pay, because you keep access to every financed buyer in the county rather than just the cash ones. We will tell you that on the call. Where selling to us wins for a sound house is when time matters more than the last few thousand dollars.

Do I need to fix anything before you will buy?

No. Not the roof, not the HVAC, not the floors. If we wanted a renovated house we would buy a renovated house.

What if there is mold or asbestos?

Both are common in pre-1980 housing, which is most of what we buy in Gaston, Cleveland, Lincoln and Catawba County. Neither stops a sale. They do affect the number, because they affect our cost to make the house habitable.

The house was in a fire. Will you still buy it?

Yes. Tell us whether an insurance claim has been paid out and whether the carrier has already settled, because that affects who owns what at closing.

Can I sell if the house has been condemned or has code violations?

Usually yes. Open code enforcement cases and municipal liens are found in the title search and resolved at closing. Tell us about them up front so there are no surprises that delay the date.

Nothing here is legal, tax, or financial advice. We buy houses; we are not attorneys or accountants. For anything that turns on your specific circumstances, talk to a North Carolina attorney or a CPA. We will work with yours.