Gaston, Cleveland, Lincoln & Catawba Counties, NC
Sell a Rental Property in North Carolina, Tenants and All
Written cash offer within 24 hours. No repairs, no commission, no closing costs, and no obligation.
- The tenant has stopped paying and you do not want to run an eviction.
- The unit needs a full turn before it could ever be listed.
- You inherited the property and never wanted to be a landlord.
- You are managing it from another state.
Call (704) 481-6298 or text (844) 482-9105. Calls Monday to Saturday, 8am to 8pm ET. Texts answered any time.
Can you sell a rental property with tenants still in it? You can sell a tenant-occupied rental in North Carolina without ending the lease. The buyer takes the property subject to the existing lease, which transfers with the sale, so you do not have to evict, turn the unit, or wait for a vacancy. Most landlords who call us do not have a horror story. They are simply done being landlords.
How we handle this
We'll treat this as a business conversation
Most of the situations on this site are emotional. This one usually is not. You are looking at a number, a turn cost you do not want to fund, and a decision. We will talk to you that way rather than commiserating about tenants.
Send the rent roll and the lease
Current rent, lease end date, deposit held, payment history. That plus the address is usually enough for a first number.
We can buy with the tenant in place
No eviction, no turn, no notice to vacate. The lease transfers with the property.
One interior walk, scheduled around the tenant
We give proper notice and we are not going to make their life difficult.
Close and stop paying for it
Deposits and prorated rent are handled at closing by the attorney.
The one thing we won't do to you
We don't re-trade you on condition
We only make an offer after we've walked the property with you. Once you sign, the price does not change because of what we find in the house. No repair renegotiation, no inspection deduction, no "our contractor came back with a bigger number." Being moved off the number a week before closing is the most common complaint people have about cash buyers, and it is the one thing we will not do to you.
What this costs you compared to listing
| Selling to Monthaven | Listing with an agent | |
|---|---|---|
| Commission | None | Typically 5–6% of the sale price |
| Do you sign before you see a number? | No, you see our offer first, with no agreement | Yes, a listing agreement comes first |
| Seller closing costs | We pay them | You pay them |
| Repairs before sale | None, we buy as-is | Usually required to show and to pass inspection |
| Price changes after inspection | None, we don't re-trade on condition | Commonly renegotiated after the buyer's inspection |
| Who actually buys the house? | We do, with our own funds | A retail buyer, usually with a mortgage |
| Cleanout | Included, leave what you want | Your cost |
| Showings | One walkthrough | Ongoing, on the buyer's schedule |
| Financing falls through? | Can't, there is no loan | A real risk right up to closing day |
| Time to close | 7–21 days, your date | Often 60–90 days from listing to funding |
| Sale price | Below full retail, that's the trade | Full retail, if it appraises and closes |
We're not going to pretend a cash offer beats a retail sale on price. It doesn't. It beats it on certainty, speed, and everything you don't have to do. If your house shows well and you have three months, list it, and we'll tell you that on the call.
Questions people ask us about this
There's nothing dramatic going on. I'm just done. Is that enough of a reason?
It is the most common reason we hear. No eviction, no disaster, no bad tenant story. Just an owner who has worked out that the return no longer justifies the management and would rather have the money than the property. You do not need a crisis to sell, and we are not going to ask you to justify it.
Can I sell with a tenant still living there?
Yes. In North Carolina a lease generally survives the sale, and the buyer takes subject to it. We buy tenant-occupied properties regularly and do not require you to deliver the property vacant.
What if the tenant has not paid in months?
That is our problem after closing, not a reason for us to walk. It does affect the number, because it affects what we are buying, but it does not stop the sale.
What about the security deposit?
North Carolina has specific requirements for how deposits are held and transferred. The closing attorney handles the transfer or credit at closing so that it is documented properly.
Do you buy small portfolios?
Yes. If you have several properties you want out of at once, tell us on the first call. It is usually simpler for everyone to handle them together.
What will selling actually cost me in tax?
More than most landlords expect, and the surprise is usually depreciation recapture rather than the gain. The depreciation you claimed over the years you rented it out, or could have claimed even if you did not, is taxed when you sell at up to 25%, separately from any capital gain. The Section 121 exclusion that shelters most home sales does not apply to a pure rental. A 1031 exchange into another investment property can defer the whole thing, but it has strict deadlines and has to be set up before closing rather than after. Run the numbers with your CPA before you agree a price with anyone, because the recapture figure is often the one that changes whether the deal makes sense at all.
I am not sure I want to sell. Should I just keep renting it?
Possibly, and we would rather you worked that out properly than sold to us for the wrong reason. The short test: if the rent covers the mortgage, taxes, landlord insurance, vacancy, maintenance and a reserve for the roof and the HVAC, with something left over, you have a rental worth keeping. If it only works at full occupancy with nothing breaking, you have a second job that pays nothing. The thing most people miss is that the decision has a deadline: once you have been out of the property more than three years you fail the two-of-five-year test and lose the Section 121 exclusion entirely. Renting while you decide is fine. Leaving it open-ended is what costs money. We wrote the whole comparison out, including the cases where the answer is keep it.
Nothing here is legal, tax, or financial advice. We buy houses; we are not attorneys or accountants. For anything that turns on your specific circumstances, talk to a North Carolina attorney or a CPA. We will work with yours.
Where we buy
Gaston County
- Gastonia, NC
- Belmont, NC
- Mount Holly, NC
- Bessemer City, NC
- Cherryville, NC
- Dallas, NC
- Stanley, NC
- McAdenville, NC
- Cramerton, NC
- Lowell, NC
- Ranlo, NC
- High Shoals, NC
Cleveland County
- Shelby, NC
- Kings Mountain, NC
- Boiling Springs, NC
- Grover, NC
- Kingstown, NC
- Lattimore, NC
- Fallston, NC
- Lawndale, NC
- Casar, NC
- Belwood, NC
- Patterson Springs, NC
- Polkville, NC
Lincoln County
Catawba County
Other situations we buy in
Facing foreclosure
You know how foreclosure works. You just don't believe the bank will actually go through with it.
Inherited a house
The house is three hours away and you cannot keep driving out to check on it.
Going through a divorce
Neither of you can afford the mortgage alone.
House needs major repairs
The roof is at the end of its life and insurance has already been out.
Relocating or job transfer
You have a start date and the house is not sold.
Vacant or unwanted house
Your insurer has flagged it as vacant or is refusing to renew.
Pet damage or hoarding
The smell has gotten into the floors and you can't get it out.
Find out what your house is worth to us
A written offer within 24 hours. No fee, no obligation, and no pressure if the number isn't right for you.
Worth reading before you decide
Should I Rent Out My House or Sell It? (North Carolina)
The arithmetic most articles skip, the three-year tax clock nobody mentions, and what being a landlord in NC actually involves.
If I Sell My House, Do I Have to Pay Taxes? (North Carolina, 2026)
Most people who sell a home owe nothing. The exclusion that covers you, what changes for inherited property and rentals, and the rule that expired in 2026.